Hello hello! I'm pretty excited to share that in September, I will be co-leading a Financial Peace University class at our church! For those who don't know, FPU is a 9-week class created by Ramsey Solutions. They designed it to help people pay off their debt, build wealth, become financially independent and be unbelievably generous. … Continue reading I’m Co-Leading a Financial Peace University Class this September!
Happy Resource Friday! I love talking finances. The only thing I like more is having easy-to-use tools for making finances as effortless as possible. Personally, I believe that mastering finances is one of the building blocks of life. When we don't have financial issues, stress is decreased in so many other areas of life — … Continue reading 3 Tools to Help Guide You Towards Retirement
This post contains affiliate links. Happy Tuesday! Budgeting is such a simple part of mastering our finances, we have to visit it a lot. I've written on this topic in several other blog posts. And I dedicated an entire chapter to budgeting in my book Graduated and Clueless (which happens to be a free ebook … Continue reading 3 Great Apps to Help You Budget TODAY
Here at Master the Simple, my goal is to help you become an expert of the small stuff so that the big stuff actually becomes manageable. Finances are somewhat of a bedrock for much of life. It's not everything, but becoming proficient in finances will diminish plenty of unnecessary stress in the future. One way … Continue reading How to Reduce Stress with an Emergency Fund
This post contains affiliate links. I think some taxes are good. I can already hear some of you saying "I literally have no idea what you're talking about." Yeah, it's tax season and financial woes are piling up. I'm a numbers guy and I hate doing my taxes. Last year, I spent upwards of 10 … Continue reading 4 Ways Taxes are Actually a Good Thing
"Do you have a budget?" I asked. My friend smiled slightly and answered, "Kinda...I mean, I pay my bills every month so I use that as a way for me to see where my money is going at least.” I suspect this is the way many people answer this question. But this isn’t budgeting. Budgeting … Continue reading Four Ways a Budget Will Make Your Life More Fulfilling
A new condition has surfaced recently called FOMO (probably not that recent but hey, I'm frequently behind the times). FOMO stands for "Fear Of Missing Out" and conveys in four words the reason so many of us experience priority issues. Take me as an example of the struggle. I have a hard time going to … Continue reading No Time to Drift (and 4 Questions to Help Prioritize Time)
I had a low-key babysitting job when I was twelve but that income was entirely active income. Not a cent of it grew without me doing anything. I had to actually provide a service to someone in order to add to my piggy bank (ok, it was actually a doggy bank). Retirement, however, is a … Continue reading Money Growth: How Much Should I Invest for Retirement?
I wasn't very good at saving as a kid. Money burned a proverbial hole in my pocket. I liked to get gum when we went to the grocery store because it felt good to spend a dollar. To this day, I tend to be a spender. In fact, in our budget, Bailey (my wife) and … Continue reading How to Avoid Being Old and Broke (And How a 401k Can Help)