3 Tools to Help Guide You Towards Retirement

Happy Resource Friday!

I love talking finances. The only thing I like more is having easy-to-use tools for making finances as effortless as possible. Personally, I believe that mastering finances is one of the building blocks of life. When we don’t have financial issues, stress is decreased in so many other areas of life โ€” relationships, career, etc.

I think when we simplify finances as much as possible, it allows us to invest our energy into other areas that we care about. That’s partially why I haven’t used a credit card in two years. It’s so much easier for me to track my finances without something I have to pay off every month!

So today, I want to share a site with you that will make your finances easier to track. I’ve talked about Chris Hogan many times in blog posts and in my book. He’s a retirement expert who has written several books and has a podcast to help direct people in their future ambitions.

Hogan’s website has three great tools for you to use.

  1. An Investment Guide
  2. R:IQ Assessment
  3. The Net Worth Calculator

1. The Investment guide

The investment guide is a great tool for learning some of the basics about investing today. It teaches you about some of the basics of investing: the amount you should invest, what diversification means or even what compounded interest is.

2. R:IQ assessment

This is a sweet tool for future planning. If you take the assessment, you will put in the amount of money you expect you will need per month in retirement, what kind of lifestyle you will want to have, as well as your age and when you’ll retire.

Then it spits out a number โ€” your R:IQ or your Retire Inspired Quotient. This will tell you what amount of money you need by the time you retire and how much you need to save monthly to accomplish that.

The R:IQ is a tool to help you understand where you need to be and the Net Worth Calculator will help you understand where you’re at currently. Plug in some numbers and this tool will tell you how much your total assets are worth right now!

Check out these tools and tell me what you think in the comments below!

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Graduate Gift: The Book Graduated and Clueless is on Sale!

book for graduates

Around every graduation, I put my book Graduated and Clueless: How to live like an adult when life is confusing on sale on Amazon. Now is the time to get it for the graduates you know!

Right now, the ebook is on sale for $0.99 and the paperback is on sale for $6.99.

This book was a real passion project for me. When I was nearing graduation from college, I had no idea how to handle anything from housing to retirement savings. So I wrote a book outlining my experiences combined with a ton of wisdom from those I know and those whose books I read.

My book contains chapters on housing, job searching, insurance, finances, retirement, time management, dating, marriage and more!

I truly hope that others learn from it and don’t experience the level of cluelessness I did when exiting the college atmosphere.

Support the blog!

Those who support the blog are my heroes to some extent. My book is one way to support the blog but if that isn’t applicable to you, check out these companies I am affiliated with.

I love reading and I hope you can enjoy the process of learning through books as much as I do. If you want to support the blog, grab your next book from Thriftbooks! This is where I get almost every hard copy book I read (spent over $120 there in the last 1.5 years). You’ll get good deals on your favorite reads as well as free shipping on orders over $10!


Do you like to be organized with a daily planner? Panda Planner is the one that I like to use! And if you use code MOM15 in checkout, you’ll recieve 15% off your first planner!